So I am waiting on my EX delivery, but wanted to see what the insurance was going to cost. Thankfully, I don't need a loan for the bike, so I don't need to deal with insurance requirements for a bank. However I do want full coverage. Not too shockingly, my insurance company, Progressive, did not recognize the VIN. After entering all the info, they only offered liability insurance. So I called them and spent over an hour on hold while they talked to higher up's. Eventually they said they would have to get back to me on whether they will be willing to offer full coverage. I hope I will hear back next week? Of course, this will be different for every insurance company, and often they are regional, state by state.